A payroll-powered savings circle — employees chip in equally every paycheck, and everyone takes turns getting the full pot.
No loans, no applications, no drama.
You set up the pool with fixed contribution amount and participant group
Eligible employees opt in by signing a participation agreement
Contributions happen automatically via biweekly payroll deduction
Payouts rotate on schedule — everyone gets their turn
Replacing one employee costs 50–200% of their annual salary in recruiting, training, and lost productivity. IN TURN helps reduce financial stress — one of the top reasons people quit. A $200/month benefit that helps you keep one person longer pays for itself in a single paycheck.
You're not managing a loan program. You're not fielding awkward requests. IN TURN runs the platform end-to-end — you just point your employees to it. Your job is literally done at setup.
The employer doesn't fund the pool. Employees contribute to each other. You're sponsoring access to the platform — not putting company money on the line. Think of it like covering a gym membership, not a line of credit.
You can put it in your job postings: "We offer an employee mutual fund." That's a differentiator in a tight labor market — especially for hourly workers and small teams where every dollar of compensation counts.
Join our growing community of employers investing in their teams.
Be among the first companies to offer this benefit — and help shape what it looks like.
Let's talk about how IN TURN can support your employees and strengthen your workplace culture.
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